Singtanggam leh phaigam a micro enterprise tungtawn a nasepna leh nehsuina tamsem siemkhiet ding tupna toh ana ki bawl, Prime Minister’s Rojgar Yojana (PMRY) leh Rural Employment Generation Programme (REGP) kigawmkhawm, kum 2008 apat Prime Minister’s Employment Generation Programme (PMEGP) chi’a minvaw a um toh kisai in Lamka khopi ah private sector bank thum HDFC, Axis leh ICICI te khah ahi zieh in mipi a sanglam a sim in buoina tuo hi.
Aki khana zieh ahileh PMEGP 2013 – 14 nuoi a beneficiaries khen khat nuol ahiban ah teldoh a umte’n zong ahi ding bang loan a mulou zieh ua kiphinna um chi ahi.
Ngaisut kham ching khat ahileh, bang zieh a nual (reject) a um chi etchet poimaw kha ding hi. National scheme khat pou pou in terms and condition nei chiet a, tuo mi I buchinlou kha chiengin bang teng gen ngong nanlei nuol in um jel hi. Tuni’a kiphinna toh kisai a zieh thei hi chet sih nanleh nuol a umna zieh dinga gingtat khen khat ahileh:
Manufacturing sector nuoi a Rs.10 lakh tunglam leh business /service sector nuoi a Rs. 5 lakh tunglam project sai thei dingte ahileh a ngiem pen a tan VIII a pass ngei ngei ding chi ahi. Tuaban ah, tam scheme nuoi a sum kithuopina pen project umsa hilou, a tha sit set ahi ngai hi. Scheme dang ana hamphatpi kha nai kilkel lou Self Help Group te mei in mu thei ding, tualeh I pawl min pen Societies Registration Act,1860 a khumlut ahi ngai hi. PMRY, REGP ahisihleh Government of India / State Government nuoi a scheme khat pou pou mu sate hi thei bilbel lou chi ahi. I nasep sawm pen employment leh income generate ahilou lezong reject um thei tham tham nalai hi. Tuani’a nuol a um pawl khat pen tam a tung a chitna kipete neilou kihi meithei hi. Beneficiary ding ten doh ahi chieng in applicantte experience, technical qualification, skill, a project tup-le-ngiim, loan ditkia dinga gintat huoi leh huoi lou tanpha etkhiet in um hi.
Fund release toh kisai ahileh gingtat sangin a precess sau mama hi. Solkal in PMEGP tungtawn in nodal implementing agency, i.e. Khadi and Village Industries Commission (KVIC), ni 15 sung ngei a KVIC in state a akisaipi bank a apoimaw dija a thun ding, tua zaw chia state a akisaipite’n district wise a ang hawmja kia ding uh chi ahiman in a process pen tom khollou meithei hi. Tasm tan ang tunna dingin ni tampi hing kivei ding chipen nelsia guol hilou hi.
Project nuol (reject) a umkha a umta a ahileh a kisaipi bank in implementing agency leh applicant te kunga azieh a theisah a, apoimaw bang a KVIC/KVIBs /DIC kithuopina toh document/information a nget ding chi ahi ban ah project a tam thei tawp, Task Force te’n pha sahpi na pouleh bank in a pom ding chi ahi.
Tam a tung a a nep-anawi I gente ah I lawsam/fail kha amah? Ahisih leh bukim hinazenpi nel sia a um kha I mah? Bank thum jen kikha chipen mipi nautang a di’a sil poi mama ahina toh akisaipi thuneitute’n akin thei lam a a etkai uh poimaw mama hi.
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